WORKERS COMPENSATION LAW
The workers compensation law is governed by statues in each state. The specific laws do vary with each jurisdiction, but the key features of the workers compensation law are consistent. Employees are automatically entitled to receive certain benefits if he/she suffers an accidental personal injury or occupational illness that arises during the course of employment. Benefits may include medical and career rehabilitation, wage-loss or cash benefits, and in the case of an accidental death of an employee, descendants of the deceases may be entitled to benefits. A workers compensation lawyer can advise you on your rights and entitlements.
The goal of workers compensation is to return the injured employee quickly back to the status of productive worker without harming the employers business. A worker who is hurt on the job and whose injury is covered by the workers compensation statute has lost the right to sue the employer for said injury; however, an injured worker may still sue any third parties who may have been negligent and contributed to the work injury. In these cases where money has been recovered from a third party lawsuit, the money must first be used to repay the insurer or the employer who paid the workers compensation benefits. If there is money left over, it is the plaintiffs to keep. Some jurisdictions allow the insurer or employer to also sue negligent third parties on behalf of their employee to recover funds paid as workers compensation benefits.
WORKERS COMPENSATION INSURANCE
Injuries at work happen more often than people think. According to the U.S. Bureau of Labor Statistics, more than 3 million nonfatal workers compensation cases are reported each year. When injuries happen, lost wages and Medicare can cost employers millions of dollars, which is why it’s important for businesses to have coverage.
Workers compensation coverage will provide medical benefits and provide wage loss to workers hurt on the job in the course and during the scope of their employment.
If you have been hurt on the job and need to file a worker’s compensation claim, a worker’s compensation lawyer will help you get any benefits you are entitled to.